Q. I’m having baby. We’re not married yet, but I think we will be in the next year or so. What documents do I need to make sure I have so that I know the mother of the baby will get my stuff if something happens to me since we’re not married yet? Then when do we need to change when we get married?  — Thinking

A. Even if your intentions are to be married or you are engaged to be married, you cannot receive the same rights and benefits of married couples until the legal union is completed, said Andrew Novick, a certified financial planner and estate planning attorney with The Investment Connection and Brookner Law Offices in Bridgewater.

See the rest of the Q&A at http://nj1015.com/having-a-baby-but-not-married-some-financial-advice/